Fire and perils: Cover for loss or damage to insured following the occurrence of a fire and related perils (e.g. storm damage, wind damage, tornado, lightning)
Business interruption: Cover for loss or revenue or increased cost of working following the occurrence of an insured loss
Burglary: Loss or damage to insured property following forcible entry or exit
All risks insurance: Loss or damage to portable items of an electronic nature, e.g. mobile phones, laptops, tablets etc.
Electronic equipment: Loss or damage to electronic equipment, e.g. servers, printers, copiers
Machinery breakdown: Cover for damage to insured machinery whether in operation or at rest from insured risks
Money: Cover for loss of money in transit, in premises during and outside business hours and includes damage to safes/strong room
Fidelity guarantee: Cover for losses incurred by an enterprise due to employee dishonest including third party collusion
Public liability: Cover for third party legal liability following third party property damage or third party bodily injury
WIBA: Cover Compensation in respect of accidental death, bodily injury, disease/illness or disablement and medical expenses incurred in connection therewith, arising out of and in the course of employment in accordance with Work Injury Benefits Act of 2007
Group personal accident: This cover is a Group Employee Benefit that pays out a capital sum to the next of kin upon death or injury of an employee following an accident
Employer's liability: Cover extends to include legal liability in respect of accidental death, bodily injury, illness/disease to employees as declared arising out of and in the course of employment