My life and family

Personal accident cover ensures that you and your loved ones do not suffer hardship when you are unable to work and provide for them. This product covers: 

• Death
• Permanent disability
• Temporary loss of income due to disablement
• Medical expenses arising from an accident

Family protection funeral cover ensures that you and your family will get a worthy farewell in the event of death.

• Funeral costs and day-to-day living expenses are covered.
• The policy will pay out a lump sum to your selected beneficiaries in the event of death.
• Choose the family members and level of cover you wish to include in the funeral policy – ranging from KES50,000 to KES500,000.
• Beneficiaries will receive payment as per signed-up benefits.
• Your spouse can continue to maintain the policy in the event of your death.
• You can add up to a maximum of 5 children as beneficiaries.
• Children’s cover will continue past the age of 21.
• Cover up to a maximum of 4 parents and 8 extended family members.
• Parents and extended family members must be younger than 84 years when you apply.

An education policy ensures that your children's education is covered, should anything happen to you. 

• Select a sum assured between KES100 000 and KES5 million.
• Payment periods vary between 5 and 18 years.
• Receive the agreed benefits when your plan reaches full term.
• Your benefit amounts are guaranteed if all future premiums are paid on time.
• In the event of death or disability, 10% of the premiums paid at time of death will be paid out immediately and the remainder will be paid out at full term.
• The policy is insured against accidental death or disability of the policy holder.

Credit life insurance will ease the burden of your loans, credit card bills, as well as vehicle and asset financing instalments in the
event you are unable to fulfil your obligations due to death or permanent disability.